My Photo

The Mortgage Cicerone

  • Cicerone - cic•e•ro•ni (-nē)
    A guide or person eloquent in sharing knowledge and inspiring impactful action.

To Receive Email Updates

The Fine Print

  • The content provided on this website is presented or compiled for your convenience by the publisher of The Mortgage Cicerone and is provided for informational purposes only. It does not necessarily represent the views or opinions of any person, entity or company associated with The Mortgage Cicerone. Neither The Mortgage Cicerone nor any of its contributors and their employers or companies in which they are associated assumes any legal liability or responsibility for the accuracy, completeness, or usefulness of any information disclosed, or represents that its use would not infringe privately owned rights. The information provided on this website should not be construed as offering legal, financial or other advice to be relied on by the reader to make or refrain from making any decision or to take any action. The investment, mortgage or financial services or strategies mentioned in and throughout this website may not be suitable for you. All rights reserved.

Contact Information

  • Email Address
    tony (at) MortgageCicerone (dot) com
  • Direct Phone Number
    (770) 627-2674

Contact

  • Email Address:
  • Website: http://www.mortgagecicerone.com
  • Location: United States

Your Other Accounts

Facebook Twitter Twitter

One-Line Bio

Cicerone - cic•e•ro•ni (-nē) - A guide or person eloquent in sharing knowledge and inspiring impactful action

Biography

Tony Gallegos
Director of Advisory Services and Consulting
Mortgage U

After 22 years of building, leading and managing large scale enterprise FHA/VA production entities, most recently as Vice-President and National Retail Government Production Risk Manager at Wells Fargo Home Mortgage (the nations #1 government lender), Tony Gallegos provides rare but powerful evidence it is actually possible for an individual to re-emerge from the corporate collective, even after full assimilation has occurred.

FHA / VA Advisory and Training Services

“Quite frankly, the traditional cookie-cutter approach to consulting and training is no longer effective. While the fundamentals remain unchanged, it's the context and speed in which knowledge transfer must now be applied that has evolved. Because technology, cultural changes and the regulatory environment mortgage bankers exist today has transformed, Mortgage U has developed cutting-edge methodologies that are unique, impactful, cost efficient and highly adaptable to individual company needs."

For example, from a training perspective, Mortgage U has constructed a better way for mortgage companies to train their staff quickly, effectively and affordably. This in turn allows our clients to increase and capture additional Federal Housing Administration (FHA) and Veterans Administration (VA) mortgage market share!

By utilizing our synoptic baseline training curriculums and conducting a comprehensive consultative analysis of your distinct credit overlays, standard-operating-practices (SOP’s) and technology system requirements, we will synthesize an enterprise learning solution that harmonizes with your company’s business goals and objectives.

This is done by providing:

• Impactful knowledge transfer of FHA/VA skills to both individuals and corporate entities utilizing the latest advances in adult education (yes, adults learn differently)
• Comprehensive access to scalable and cost-effective off–the-shelf enterprise FHA/VA training
• Training and technology solutions customized to outcomes specific to your needs and objectives.

Through consultation, integration and training, we empower your organization with the necessary and critical skills to make the right decisions and avoid the costly mistakes that occur when mortgage bankers don’t apply prudent government loan business operating practices.

If you are interested in learning more about Mortgage U learning solution, please call Tony Gallegos directly at (770) 627-2674 or visit our website at www.mortgagecicerone.com.

My Story

In 1986, Tony began his mortgage banking career at the age of twenty-three. As a mortgage originator, he quickly reached the top one-percent of the industry (412 funded loans in one year) by the time he was twenty-nine.

In 1989, Tony joined a start-up mortgage banking operation and over the next eleven years directed its growth to the point of funding in excess of $2 Billion dollars in mortgage production. Due to the success and remarkable growth, his operational, marketing and sales strategies were highlighted in both the Denver Post and Hispanic Business Magazine.

In 2002, he accepted a position with Wells Fargo Home Mortgage. Tony quickly rose through the corporate ranks and was promoted on average every fourteen months. Subsequently he served in the capacity of Area Sales Manager, National Government Sales Product Manager and to his final position at as Vice-President and National Retail Government Production Risk Manager.

As Vice-President and National Retail Government Production Risk Manager at Wells Fargo Home Mortage, Tony successfully managed the retail production risk and quality of FHA/VA production that exploded from $6 Billion in 2007 to an estimated $25 Billion in 2009. More amazingly, despite record breaking volume increases and a severe shortage of experienced government sales and fulfillment staff, key government quality metrics improved by over 50% during this period.

As a consequence of the 417% growth in residential government loan volume, there was a need nationally to train en masse the Wells Fargo team in the intricacies of selling and fulfilling quality FHA/VA loan products. Thus, a critical component of this unprecedented growth involved extensive enterprise wide FHA/VA employee training/assessment and implementation of quality control measures in the origination, processing, underwriting, closing, post closing, insuring, regulatory compliance, loan delivery, servicing and loan administration of government loans.

In addition, Tony has been intimately involved and worked directly with HUD, OTC and the Inspector General (IG) in regards to FHA/VA audits national in scope and scale.

Tony is a University of Colorado alumnus and currently in the latter stages of completing his Masters Degree in Global Consumer Marketing at one of the world’s leading academic institutions.